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🇺🇸 US External Bank Accounts

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Beneficiary Address Requirements

To ensure addresses meet banking requirements and avoid transaction issues, Bridge applies the following validation rules:
  1. Required Fields
    Street Line 1, City, Postal Code, and Country are mandatory.
    If the country includes states or provinces, State is also required.
  2. Format Restrictions
    No PO Boxes: Terms like “PO Box” are not allowed in Street Line 1 or 2.
    No PMBs: “PMB” is not allowed in Street Line 1 or 2.
  3. U.S. Address Requirements
    U.S. addresses must include a street number in Street Line 1 (e.g., “123 Main St”).
  4. Character Limits
    Street Line 1: 3–35 characters
    Street Line 2: Maximum of 35 characters
    Each formatted address line sent to the bank must not exceed 35 characters (bank imposed restrictions)
  5. Formatting
    Bridge formats the address into three lines before submission:
    Line 1: Street Line 1
    Line 2: Street Line 2
    Line 3: City, State, Postal Code (and Country if not U.S.)
If Line 3 exceeds 35 characters, Bridge automatically shifts words from Line 3 upward into Line 2 (if space allows). If the country name doesn’t fit, it’s abbreviated using a 3-letter ISO-like code (e.g., "Korea" → "Kor").

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Examples of Automatic Adjustments

❌ Before (Line 3 too long): 
Street Line 1: "123 really_long_street_name st"
Street Line 2: ""
City: "my_city_name_is_2_long_2_be_valid"
State: "CA"
Postal Code: "94105"
✅ After: 
Line 1: "123 really_long_street_name st"
Line 2: "my_city_name_is_2_long_2_be_valid"
Line 3: "CA 94105"
❌ Before (Line 3 too long): 
Street Line 1: "123 main st"
Street Line 2: "apt 1"
City: "my_city_name_is_2_long_2_be_valid"
State: "CA"
Postal Code: "94105"
✅ After: 
Line 1: "123 main st, apt 1"
Line 2: "my_city_name_is_2_long_2_be_valid"
Line 3: "CA 94105"

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🇲🇽 MXN External CLABE Accounts

To create a CLABE-based external account in Mexico:
  • The customer must have the SPEI Endorsement
  • SPEI-based accounts without this endorsement will be rejected at creation time