Product | Description | When to Use |
---|---|---|
Transfers | One-time fiat or stablecoin transfers. Convert from a source currency (stablecoin or fiat) to a destination currency (stablecoin or fiat) — e.g. USDC → EUR, BTC → USD, USD → USDC. Programmatically support on-ramps, off-ramps, and crypto-to-crypto flows. Transfers can originate from a customer deposit, Bridge-managed wallet, or a prefunded account. | Use when you want to move funds between currencies or rails one time or on demand — especially for single-use or triggered transactions. |
Static Template Transfers | Reusable payment instructions for recurring transfers. A static template provides persistent deposit instructions your customers can use repeatedly. When funds are received, Bridge matches them to the template and creates a new transfer instance automatically. | Use when you expect recurring or programmatic deposits from the same source. |
Virtual Accounts | Fiat deposit addresses issued to your customers, allowing them to receive fiat via traditional rails using shareable bank details (e.g., account and routing numbers). Each address is tied to a specific customer for reconciliation. | Use when customers need a bank-like account number to receive fiat payments from external parties. |
Prefunded Accounts | Preload funds to a Bridge-managed balance and use that balance to send instant fiat offramps without waiting for deposit settlement. Prefunded accounts are very similar to Bridge wallets. In practice, a prefunded account is a wallet, but configured to allow use of the on_behalf_of field for offramps. | Use when speed is critical and you want to guarantee fast offramps. Useful in payroll scenarios where you may want to disperse ACH payments for multiple employees using one general liquidity wallet. |
Liquidation Address | Link a blockchain address to a mapped fiat or crypto destination. When funds arrive at this address, Bridge auto-forwards them to the final destination. | Use when converting or forwarding crypto automatically. |