| Currency / Rail | 2026 Holidays | 2027 Holidays |
|---|---|---|
| USD ACH / Wires (Fed system) | New Year’s Day - Thursday, January 1, 2026 Martin Luther King Jr. Day - Monday, January 19, 2026 Presidents’ Day - Monday, February 16, 2026 Memorial Day - Monday, May 25, 2026Juneteenth National Independence Day - Friday, June 19, 2026Independence Day - Saturday, July 4, 2026 (observed Friday, July 3, 2026 by some banks) Labor Day - Monday, September 7, 2026 Columbus Day - Monday, October 12, 2026 Veterans Day - Wednesday, November 11, 2026 Thanksgiving Day - Thursday, November 26, 2026 Christmas Day - Friday, December 25, 2026 | New Year’s Day - Friday, January 1, 2027 Martin Luther King Jr. Day - Monday, January 18, 2027 Presidents’ Day - Monday, February 15, 2027 Memorial Day – Monday, May 31, 2027 Juneteenth National Independence Day - Friday, June 18, 2027 Independence Day - Monday, July 5, 2027 Labor Day - Monday, September 6, 2027 Columbus Day - Monday, October 11, 2027 Veterans Day - Thursday, November 11, 2027 Thanksgiving Day - Thursday, November 25, 2027 Christmas Day - Friday, December 24, 2027 |
| EUR SEPA Credit | New Year’s Day - Thursday, January 1, 2026 Good Friday - Friday, April 3, 2026 Easter Monday - Monday, April 6, 2026 Labour Day - Friday, May 1, 2026 Christmas Day - Friday, December 25, 2026 Boxing Day / Second Day of Christmas - Saturday, December 26, 2026 | New Year’s Day – Friday, January 1, 2027 Good Friday – Friday, March 26, 2027 Easter Monday – Monday, March 29, 2027 Labour Day – Saturday, May 1, 2027 Christmas Day – Saturday, December 25, 2027 Boxing Day / Second Day of Christmas – Sunday, December 26, 2027 |
| EUR SEPA Instant | None (Instant, 24/7/365) | None (Instant, 24/7/365) |
| MXN SPEI | New Year’s Day - Thursday, January 1, 2026 Constitution Day (observed) - Monday, February 2, 2026 Benito Juárez’s Birthday (observed) - Monday, March 16, 2026 Holy Thursday - Thursday, April 2, 2026 Good Friday - Friday, April 3, 2026 Labour Day - Friday, May 1, 2026 Independence Day - Wednesday, September 16, 2026 Revolution Day (observed) - Monday, November 16, 2026 Christmas Day - Friday, December 25, 2026 | New Year’s Day – Friday, January 1, 2027 Constitution Day (observed) – Monday, February 1, 2027 Benito Juárez’s Birthday (observed) – Monday, March 15, 2027 Holy Thursday – Thursday, March 25, 2027 Good Friday – Friday, March 26, 2027 Labour Day – Saturday, May 1, 2027 Independence Day – Thursday, September 16, 2027 All Souls’ Day (bank holiday) – Tuesday, November 2, 2027 Revolution Day (observed) – Monday, November 15, 2027 (third Monday in November) Bank Employees’ Day – Sunday, December 12, 2027 Christmas Day – Saturday, December 25, 2027 |
| BRL PIX | None (Instant, 24/7/365) | None (Instant, 24/7/365) |
| GBP Faster Payments | None (Instant, 24/7/365) | None (Instant, 24/7/365) |
| COP Bank Transfer | **New Year’s Day **- Thursday, January 1, 2026 **Epiphany (observed) **- Monday, January 12, 2026 Saint Joseph’s Day (observed) - Monday, March 23, 2026 **Holy Thursday **- Thursday, April 2, 2026 **Good Friday **- Friday, April 3, 2026 Labour Day - Friday, May 1, 2026 Ascension Day (observed) - Monday, May 18, 2026 Corpus Christi (observed) - Monday, June 8, 2026 Sacred Heart (observed) - Monday, June 15, 2026 **Saint Peter and Saint Paul (observed) **- Monday, June 29, 2026 **Independence Day **- Monday, July 20, 2026 **Battle of Boyacá **- Friday, August 7, 2026 **Assumption of Mary (observed) **- Monday, August 17, 2026 Columbus Day (observed) - Monday, October 12, 2026 All Saints’ Day (observed) - Monday, November 2, 2026 **Independence of Cartagena (observed) **- Monday, November 16, 2026 **Immaculate Conception **- Tuesday, December 8, 2026 Christmas Day - Friday, December 25, 2026 | **New Year’s Day **- Friday, January 1, 2027 **Epiphany (observed) **- Monday, January 11, 2027 Saint Joseph’s Day (observed) - Monday, March 22, 2027 Maundy Thursday - Thursday, March 25, 2027 **Good Friday **- Friday, March 26, 2027 **Labour Day **- Saturday, May 1, 2027 **Ascension Day (observed) **- Monday, May 10, 2027 Corpus Christi (observed) - Monday, May 31, 2027 Sacred Heart (observed) - Monday, June 7, 2027 Feast of Saint Peter and Saint Paul (observed) - Monday, July 5, 2027 Independence Day - Tuesday, July 20, 2027 Battle of Boyacá Day - Saturday, August 7, 2027 Assumption of Mary (observed) - Monday, August 16, 2027 Columbus Day (observed) - Monday, October 18, 2027 All Saints’ Day (observed) - Monday, November 1, 2027 Independence of Cartagena (observed) - Monday, November 15, 2027 Immaculate Conception - Wednesday, December 8, 2027 **Christmas Day **- Saturday, December 25, 2027 |
| COP Bre-B | None (Instant, 24/7/365) | None (Instant, 24/7/365) |
Logistics
Holidays
📅 Holiday Table: 2026–2027
Transfers initiated on a recognized holiday for a given payment rail will not be processed and will be queued for the next business day.
Payment rails that complete instantly 24/7/365 are typically not affected by holidays. While transactions will complete during the holiday, the date recorded may be the following business day.