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Transfers initiated on a recognized holiday for a given payment rail will not be processed and will be queued for the next business day. Payment rails that complete instantly 24/7/365 are typically not affected by holidays. While transactions will complete during the holiday, the date recorded may be the following business day.
Currency / Rail2026 Holidays2027 Holidays
USD
ACH / Wires (Fed system)		New Year’s Day - Thursday, January 1, 2026
**Martin Luther King Jr. Day **- Monday, January 19, 2026
Presidents’ Day - Monday, February 16, 2026
Memorial Day - Monday, May 25, 2026
Juneteenth National Independence Day - Friday, June 19, 2026
Independence Day - Saturday, July 4, 2026 (observed Friday, July 3, 2026 by some banks)
Labor Day - Monday, September 7, 2026
Columbus Day - Monday, October 12, 2026
Veterans Day - Wednesday, November 11, 2026
Thanksgiving Day - Thursday, November 26, 2026
**Christmas Day **- Friday, December 25, 2026		**New Year’s Day **- Friday, January 1, 2027
**Martin Luther King Jr. Day **- Monday, January 18, 2027
Presidents’ Day - Monday, February 15, 2027
Memorial Day – Monday, May 31, 2027
Juneteenth National Independence Day - Friday, June 18, 2027
Independence Day - Monday, July 5, 2027
Labor Day - Monday, September 6, 2027
Columbus Day - Monday, October 11, 2027
Veterans Day - Thursday, November 11, 2027
Thanksgiving Day - Thursday, November 25, 2027
Christmas Day - Friday, December 24, 2027
EUR
SEPA Credit		**New Year’s Day **- Thursday, January 1, 2026
Good Friday - Friday, April 3, 2026
Easter Monday - Monday, April 6, 2026
**Labour Day **- Friday, May 1, 2026
Christmas Day - Friday, December 25, 2026
**Boxing Day / Second Day of Christmas **- Saturday, December 26, 2026		New Year’s Day – Friday, January 1, 2027
Good Friday – Friday, March 26, 2027
**Easter Monday **– Monday, March 29, 2027
Labour Day – Saturday, May 1, 2027
**Christmas Day **– Saturday, December 25, 2027
Boxing Day / Second Day of Christmas – Sunday, December 26, 2027
EUR
SEPA Instant		None (Instant, 24/7/365)None (Instant, 24/7/365)
MXN
SPEI		**New Year’s Day **- Thursday, January 1, 2026
Constitution Day (observed) - Monday, February 2, 2026
Benito Juárez’s Birthday (observed) - Monday, March 16, 2026
Holy Thursday - Thursday, April 2, 2026
**Good Friday **- Friday, April 3, 2026
**Labour Day **- Friday, May 1, 2026
**Independence Day **- Wednesday, September 16, 2026
Revolution Day (observed) - Monday, November 16, 2026
Christmas Day - Friday, December 25, 2026		New Year’s Day – Friday, January 1, 2027
Constitution Day (observed) – Monday, February 1, 2027
Benito Juárez’s Birthday (observed) – Monday, March 15, 2027
Holy Thursday – Thursday, March 25, 2027
Good Friday – Friday, March 26, 2027
Labour Day – Saturday, May 1, 2027
Independence Day – Thursday, September 16, 2027
All Souls’ Day (bank holiday) – Tuesday, November 2, 2027
Revolution Day (observed) – Monday, November 15, 2027 (third Monday in November)
Bank Employees’ Day – Sunday, December 12, 2027
Christmas Day – Saturday, December 25, 2027
BRL
PIX		None (Instant, 24/7/365)None (Instant, 24/7/365)
GBP
Faster Payments		None (Instant, 24/7/365)None (Instant, 24/7/365)