Processing Windows & Cutoff Times
📆 Fiat Rails
Bridge accesses fiat rails only on banking days. Refer to the table below for cutoff times and settlement speeds for payments with fiat destinations (offramps):
Currency | Rail | Cutoff (ET) | Settlement Time | Notes |
---|---|---|---|---|
USD | Next Day ACH | 1:00 PM | 8:30 AM next business day | Bridge submits batches at 1:00 PM ET daily. Post-cutoff, we will process next day. ACH funds typically land in 1–2 business days. |
USD | Same Day ACH | 9:30 AM, 1:45 PM, 3:45 PM | 1:00 PM, 5:00 PM, 6:00 PM same day | Same-day settlement at receiving bank. Availability depends on that bank. |
USD | Wire | 4:45 PM | ~1 hour after sending | Transactions after 4:45 PM ET are sent next business day |
EUR | SEPA Instant | N/A | <30 seconds | 24/7/365. Requires beneficiary bank support. |
EUR | SEPA Credit | 9:00 AM | 1–2 business days | Used for transactions > €100K |
MXN | SPEI | N/A | <30 seconds | 24/7/365. Always-on domestic rail in Mexico. |
Onramps (fiat to crypto)
Bridge will typically send crypto within minutes of fiat landing in our bank account.
Updated 20 days ago