> ## Documentation Index
> Fetch the complete documentation index at: https://apidocs.bridge.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Send fiat deposits to your wallet

This guide walks you through creating a crypto wallet for a customer, then linking it to a virtual account so fiat deposits (e.g. ACH, SEPA) are automatically converted and delivered to the wallet as stablecoins.

![](https://files.readme.io/d051ccd62a78c5556e3401e032c74ee265918ddd1aa35e45263bbb434b1253d3-image.png)

***

<Steps>
  <Step title="Step 1: Create a wallet" titleSize="h2">
    Create a new Bridge-managed crypto wallet for your customer. This wallet will hold funds (e.g. USDB) and can earn yield.

    ```bash Request expandable theme={null}
    curl --request POST \
         --url https://api.bridge.xyz/v0/customers/<customer_id>/wallets \
         --header 'Api-Key: <API Key>' \
         --header 'Idempotency-Key: <Unique-Key>' \
         --header 'Content-Type: application/json' \
         --data-raw '{
           "chain": "solana"
         }'
    ```

    ```json Response expandable theme={null}
    {
      "id": "wallet_abc123",
      "chain": "solana",
      "address": "4oG1sWkP8vcrnhbkzZc1m9RTT2VUjZHKx92qiVFK7FuZ",
      "created_at": "2025-07-15T18:00:00Z"
    }
    ```

    <Note>
      Use the `bridge_wallet_id` (wallet\_abc123 above) when referencing the wallet in other Bridge APIs.
    </Note>
  </Step>

  <Step title="Step 2: Create a virtual account that onramps to the wallet" titleSize="h2">
    Now, link the wallet to a virtual account. Any fiat deposits into the account will be automatically converted to USDB and delivered to the wallet.

    ```bash Request expandable theme={null}
    curl --request POST \
         --url https://api.bridge.xyz/v0/customers/<customer_id>/virtual_accounts \
         --header 'Api-Key: <API Key>' \
         --header 'Idempotency-Key: <Unique-Key>' \
         --header 'Content-Type: application/json' \
         --data-raw '{
           "source": {
             "currency": "usd"
           },
           "destination": {
             "payment_rail": "solana",
             "currency": "usdb",
             "bridge_wallet_id": "wallet_abc123"
           }
         }'
    ```

    ```json Response expandable theme={null}
    {
      "id": "va_123",
      "status": "activated",
      "customer_id": "cust_alice",
      "source_deposit_instructions": {
        "currency": "usd",
        "bank_beneficiary_name": "Alice Customer",
        "bank_name": "Lead Bank",
        "bank_address": "1801 Main St., Kansas City, MO 64108",
        "bank_routing_number": "101019644",
        "bank_account_number": "123456789",
        "payment_rails": ["ach_push", "wire"],
      },
      "destination": {
        "bridge_wallet_id": "wallet_abc123",
        "currency": "usdb"
      }
    }
    ```
  </Step>

  <Step title="Step 3: Share the virtual account address" titleSize="h2">
    Share the virtual account details (account and routing number) with your customer. When they send a fiat deposit, Bridge will:

    * Match the payment
    * Convert it to stablecoin (e.g. USDB)
    * Deliver it to the linked wallet
  </Step>

  <Step title="Step 4: Check wallet balance" titleSize="h2">
    Use this API to check wallet balances and confirm the funds have landed.

    ```bash Request expandable theme={null}
    curl --request GET  
         --url <https://api.bridge.xyz/v0/customers/customerId/wallets/walletId>  
         --header 'Api-Key: <API Key>'  
         --header 'accept: application/json'
    ```

    ```json Response expandable theme={null}
    {  
      "id": "uuid",  
      "chain": "solana",  
      "address": "the-blockchain-address",  
      "created_at": "2024-09-01T02:03:04.567Z",  
      "updated_at": "2024-09-01T02:03:04.567Z",  
      "balances": [  
        {
          "balance": "123.456789",
          "currency": "usdb",  
          "chain": "solana",
          "contract_address": "ENL66PGy8d8j5KNqLtCcg4uidDUac5ibt45wbjH9REzB",  
        }  
      ]  
    }
    ```
  </Step>
</Steps>