> ## Documentation Index
> Fetch the complete documentation index at: https://apidocs.bridge.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Spend wallet balances using a card

You can issue a virtual or physical card that spends directly from a Bridge-managed wallet or external crypto wallet. Here's how to set that up.

![](https://files.readme.io/abd125101ad0ef13134d7af37f6937eaaaa254bb7824de1552694da371805f0c-image.png)

***

<Steps>
  <Step title="Step 1: Prepare a Bridge wallet" titleSize="h2">
    ### Create a wallet

    First, create a Bridge wallet (optional if you're using an external wallet). Use the wallet’s `address` when issuing a card.

    ```bash Request expandable theme={null}
    curl --request POST \
      --url https://api.bridge.xyz/v0/customers/<customer_id>/wallets \
      --header 'Api-Key: <API Key>' \
      --header 'Idempotency-Key: <idempotency-key>' \
      --header 'Content-Type: application/json' \
      --data '{
        "chain": "solana"
      }'
    ```

    ```json Response expandable theme={null}
    {
      "id": "wallet_abc123",
      "address": "4oG1sWkP8vcrnhbkzZc1m9RTT2VUjZHKx92qiVFK7FuZ",
      "chain": "solana"
    }
    ```

    Keep note of the wallet ID and address as you will need this in the next step.

    ### Fund the wallet

    The below example uses Bridge's transfer API to fund the wallet. There are a variety of methods to fund the wallet using Bridge's orchestration APIs (virtual accounts, transfers, or liquidation addresses). Learn more at [Bridge Wallets](/platform/wallets/overview).

    ```bash expandable theme={null}
    curl --location --request POST 'https://api.bridge.xyz/v0/transfers' \
    --header 'Api-Key: <API Key>' \
    --header 'Idempotency-Key: <Unique Idempotency Key>' \
    --data-raw '{
      "on_behalf_of": "cust_alice",
      "source": {
        "payment_rail": "ach_push",
        "currency": "usd",
      },
      "destination": {
         "payment_rail": "solana",
         "currency": "usdb",
         "bridge_wallet_id": "wallet_abc123"
         }
         "features": {
           "flexible_amount": true // allows for any deposit amount
     		 }
    }'
    ```
  </Step>

  <Step title="Step 2: Provision a card" titleSize="h2">
    Now create a card account tied to a Bridge wallet.

    ```bash expandable theme={null}
    curl --request POST \
         --url https://api.bridge.xyz/v0/customers/customerID/card_accounts \
         --header 'accept: application/json' \
         --header 'content-type: application/json' \
         --data '{
      "currency": "usdb",
      "chain": "solana",
      "crypto_account": {
        "type": "bridge_wallet",
        "address": "4oG1sWkP8vcrnhbkzZc1m9RTT2VUjZHKx92qiVFK7FuZ"
      }
    }'
    ```

    ### Retrieve card details

    Access  card metadata, expiration, and access a secure image of the card.

    ```bash Request expandable theme={null}
    curl -X GET 'https://api.bridge.xyz/v0/customers/<customerID>/card_accounts/<cardAccountID>' \
    --header 'Api-Key: <API Key>'
    ```

    ```json Response expandable theme={null}
    {
      "id": "XXX-YYY",
      "status": "active",
      "card_image_url": "https://...",
      "card_details": {
        "last_4": "1264",
        "expiry": "10/24",
        "bin": "44325280"
      }
    }
    ```

    <Check>
      You can now share these card details with your customer to **start spending!**
    </Check>
  </Step>

  <Step title="Step 3: Make a transaction" titleSize="h2">
    Now that you have the details for your card, you can use it to make transactions! Use your Bridge issued card like any normal card in e-commerce checkout flows.
  </Step>

  <Step title="Step 4: Monitor transactions" titleSize="h2">
    Subscribe to the `card_transaction.created` webhook to see newly created transactions.

    ```json theme={null}
    {
      "event_type": "card_transaction.created",
      "event_object": {
        "status": "approved",
        "amount": "-10.25",
        "merchant_name": "ROCKET RIDES",
        "authorized_at": "2025-02-04T05:19:25.000Z"
      }
    }
    ```

    Subscribe to the `card_transaction.updated.status_transitioned` webhook to see settled transactions.

    ```json theme={null}
    {
      "event_type": "card_transaction.updated.status_transitioned",
      "event_object": {
        "status": "settled",
        "settled_amount": "-10.25",
        "posted_at": "2025-02-06T03:01:30.000Z"
      },
      "event_object_changes": {
        "status": ["approved", "settled"],
        "settled_amount": [null, "-10.25"],
        "posted_at": [null, "2025-02-06T03:01:30.000Z"]
      }
    }
    ```

    Or you can fetch transactions via the [Retrieve card transactions](/api-reference/cards/retrieve-card-transactions) API.
  </Step>
</Steps>

***

## Money Movement Overview

![](https://files.readme.io/6929a243e3e872e7d1dcfd126c26611127127713f65bd0f0c92e4fd921ec4642-image.png)

## Resources

Check out the [Cards](/platform/cards/overview/overview) section for more in depth details!